Medical Insurance
Some risks are worth taking . . . but going without medical insurance isn't one
of them. The BAA partners with respected companies to offer medical insurance
for special situations:
Short Term Major Medical Insurance
(30 days to 180/185 days and up to 365 days in some states)
Short Term Medical insurance (STM) is a major medical product that can meet the
temporary health insurance needs of those in several situations:
- New grads no longer covered by school or parental policies
- Foreign students arriving in the United States before student insurance begins
- Those needing an alternative to COBRA
- People declining COBRA extensions because they cost too much
- Employees whose COBRA rights are of no value, such as those moving to an area not serviced by their former employer's HMO
- Those without COBRA rights
- Those whose COBRA extensions have expired
- Those not likely to be offered benefits, such as seasonal and temporary workers, part-timers, and some entry-level employees
- Those left without coverage by divorce or the death of a spouse
STM is often less expensive than alternatives.
Visit our program administrator's Web site* for more details about STM, frequently asked questions, rates, or an application.
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Travel Medical and Accident Insurance
We offer a variety of Travel Medical and Accident Insurance products to meet
a range of needs, for example:
- U.S. residents traveling abroad, such as
- Those on vacation for fewer than 6 months
- Expatriates living overseas for more than 6 months
- People taking multiple trips abroad
- Foreign residents visiting the U.S., such as
- Tourists
- Participants in international exchange programs
- Families of foreign students studying in the U.S.
Coverage is available for a variety of durations, ranging from 15 days to 5 years.
Contact our program administrator* for more details about Travel Medical and Accident Insurance.
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Student Medical Insurance
Student Medical Insurance is for current undergraduates and graduate students
wanting more choice of benefits. Unlike most student medical insurance, this
coverage may be continued after student status ends.
For more details about Student Select, a quote, or to apply online through
the underwriter, Fortis:
- Click here if
you attend school in NE, SC, TX, or WI.
- Click here if you attend school elsewhere.
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All products are not available everywhere.
*The program administrator for BAA’s insurance services is Meyer
and Associates. For more information, please call 1-800-635-7801 (weekdays
9 a.m.-6 p.m. Eastern time).
