Brown Alumni Association

Medical Insurance

Some risks are worth taking . . . but going without medical insurance isn’t one of them. The BAA partners with respected providers to offer medical insurance for special situations:

• Short Term Major Medical Insurance for new grads whose student health insurance just ended and for those without coverage due to unemployment, divorce, or waiting periods
• Travel Medical and Accident Insurance for people taking off for a foreign land where they're not covered
• Student Medical Insurance for full-time graduate students (and undergraduates, too!)

Short Term Major Medical Insurance

(From 30 days to 6 months, and up to 12 months in many states.)

Short Term Medical insurance (STM) is a major medical product that can meet the temporary health insurance needs of those in several situations:

• New grads no longer covered by school or parental policies
• Foreign students arriving in the United States before student insurance begins
• Those needing an alternative to COBRA
• People declining COBRA extensions because they cost too much
• Employees whose COBRA rights are of no value, such as those moving to an area not serviced by their former employer's HMO
• Those without COBRA rights
• Those whose COBRA extensions have expired
• Those not likely to be offered benefits, such as seasonal and temporary workers, part-timers, and some entry-level employees
• Those left without coverage by divorce or the death of a spouse

STM is often less expensive than alternatives. Contact our program administrator* for more details about STM, frequently asked questions, rates, or an application.

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Travel Medical and Accident Insurance

We offer a variety of Travel Medical and Accident Insurance products to meet a range of needs, for example:

• U.S. residents traveling abroad, such as
• Those on vacation for fewer than 6 months
• Expatriates living overseas for more than 6 months
• People taking multiple trips abroad

• Foreign residents visiting the U.S., such as
• Tourists
• Participants in international exchange programs
• Families of foreign students studying in the U.S.

Coverage is available for a variety of durations, ranging from 15 days to 5 years. Contact our program administrator* for more details about Travel Medical and Accident Insurance.

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Student Medical Insurance

Student Medical Insurance is for current undergraduates and graduate students wanting more choice of benefits. Unlike most student medical insurance, this coverage may be continued after student status ends.

For more details about Student Select, a quote, or to apply online through the underwriter, Fortis:

• Click here if you attend school in NE, SC, TX, or WI.
• Click here if you attend school elsewhere.

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All products are not available everywhere.

The program administrator for BAA’s insurance services is Meyer and Associates. For more information, please call 1-800-635-7801 (weekdays 9 a.m.-6 p.m. Eastern time).